Is personal accident trực tiếp bóng đá hôm nay euro compulsory for students in Vietnam?

Is personal accident trực tiếp bóng đá hôm nay euro compulsory for students in Vietnam?

Personal accident trực tiếp bóng đá hôm nay euro for student, similar to student accident trực tiếp bóng đá hôm nay euro, is a type of trực tiếp bóng đá hôm nay euro that helps cover medical expenses and provides financial support to students in case of accidents or illnesses during their studies and participation in physical activities.

Personal accident trực tiếp bóng đá hôm nay euro for student is a type of health trực tiếp bóng đá hôm nay euro. The insured object of a health trực tiếp bóng đá hôm nay euro contract is human health. Types of health trực tiếp bóng đá hôm nay euro services include health, personal accident, and medical expense trực tiếp bóng đá hôm nay euro.

Personal accident trực tiếp bóng đá hôm nay euro for student often has a broader coverage, including illnesses and diseases in addition to accidents.

Therefore, personal accident trực tiếp bóng đá hôm nay euro for student is not mandatory.

*Note: The information is for reference only./.

Is personal accident trực tiếp bóng đá hôm nay euro compulsory for students in Vietnam? (Image from the Internet)

Is it necessary to purchase personal accident trực tiếp bóng đá hôm nay euro at the beginning of the school year in Vietnam?

According to Clause 3, Article 4 ofDecree 146/2018/ND-CP(amended by Points a and b, Clause 2, Article 1 ofDecree 75/2023/ND-CP), students belong to the group of subjects supported by the state budget for premium payments.

According to Point a, Clause 5, Article 9 ofDecree 146/2018/ND-CP(amended by Points a and b, Clause 4, Article 1 ofDecree 75/2023/ND-CP), the methods of health trực tiếp bóng đá hôm nay euro premium payment for students are stipulated as follows:

Every 3 months, 6 months, or 12 months, students, or their parents or guardians, are responsible for paying the required health trực tiếp bóng đá hôm nay euro premium as stipulated in Clause 2, Article 10 ofDecree 146/2018/ND-CPto the social trực tiếp bóng đá hôm nay euro agency;

Thus, students are among the subjects required to participate in compulsory health trực tiếp bóng đá hôm nay euro and are supported by the state budget for health trực tiếp bóng đá hôm nay euro premiums.

Personal accident trực tiếp bóng đá hôm nay euro for student (as a type of health trực tiếp bóng đá hôm nay euro) is a voluntary form of trực tiếp bóng đá hôm nay euro for students.

Based on Clause 15, Article 4 of thetrực tiếp bóng đá hôm nay euro Business Law 2022, health trực tiếp bóng đá hôm nay euro is a type of trực tiếp bóng đá hôm nay euro for cases where the insured person is injured, has an accident, gets sick, or requires health care.

Personal accident trực tiếp bóng đá hôm nay euro for student is a type of health trực tiếp bóng đá hôm nay euro. The insured object of a health trực tiếp bóng đá hôm nay euro contract is human health. Types of health trực tiếp bóng đá hôm nay euro services include health, personal accident, and medical expense trực tiếp bóng đá hôm nay euro.

Therefore,as mentioned above, personal accident trực tiếp bóng đá hôm nay euro for student is voluntary and not required to be paid at the beginning of the school year.

However, for the betterment of children when they go to school, parents should consider purchasing this trực tiếp bóng đá hôm nay euro for their children.

What benefits are available when purchasing personal accident trực tiếp bóng đá hôm nay euro for student in Vietnam?

Based on Article 34 of thetrực tiếp bóng đá hôm nay euro Business Law 2022, when purchasing personal accident trực tiếp bóng đá hôm nay euro for student, the following benefits are available:

- The policyholder themselves;

- Spouse, parents, children of the policyholder;

- Siblings or others who have a nurturing or dependent relationship with the policyholder;

- Anyone who has financial or employment relations with the policyholder;

- Anyone whom the insured person agrees in writing for the policyholder to purchase health trực tiếp bóng đá hôm nay euro for.

At the time of entering into the trực tiếp bóng đá hôm nay euro contract, the policyholder must have insurable interests.

It can be understood that the benefits of parents purchasing personal accident trực tiếp bóng đá hôm nay euro for their children ensure complete coverage for their health.

What contents are included in the policies for personal accident trực tiếp bóng đá hôm nay euro for student in Vietnam?

Based on Article 17 of thetrực tiếp bóng đá hôm nay euro Business Law 2022, the following primary contents must be included in the policies for personal accident trực tiếp bóng đá hôm nay euro for student in Vietnam:

- The policyholder, the insured, the beneficiary (if any), the insurer, or the branch of a foreign non-life insurer;

- The insured object;

- The insured amount or the value of the insured asset or the limit of liability;

- The scope of trực tiếp bóng đá hôm nay euro or trực tiếp bóng đá hôm nay euro benefits; trực tiếp bóng đá hôm nay euro rules, conditions, terms;

- The rights and obligations of the insurer, the branch of a foreign non-life insurer, and the policyholder;

- The trực tiếp bóng đá hôm nay euro period, the effective date of the trực tiếp bóng đá hôm nay euro contract;

- The trực tiếp bóng đá hôm nay euro premium amount and payment methods;

- The claims, payment methods;

- The methods for dispute resolution.

Additionally, the contents of the contract of personal accident trực tiếp bóng đá hôm nay euro for studentwill also follow the provisions in Chapter 3 ofCircular 67/2023/TT-BTCas follows:

[1] The policyholder, the insured, the beneficiary of the life trực tiếp bóng đá hôm nay euro contract, or the health trực tiếp bóng đá hôm nay euro contract

...

[2] The insured amount

- The insured amount or the method for determining the insured amount is agreed upon by the policyholder and the insurer in the trực tiếp bóng đá hôm nay euro contract.

...

[3] The trực tiếp bóng đá hôm nay euro benefits, the scope of trực tiếp bóng đá hôm nay euro

- The trực tiếp bóng đá hôm nay euro benefits, scope, and exclusion clauses must be clearly stated in the trực tiếp bóng đá hôm nay euro rules, conditions, and terms. If the insurer or the branch of a foreign non-life insurer provides conditional trực tiếp bóng đá hôm nay euro (providing trực tiếp bóng đá hôm nay euro in case the insured's participation conditions do not meet the insurer's standards), this must be clearly stated in the trực tiếp bóng đá hôm nay euro contract.

...

[4] trực tiếp bóng đá hôm nay euro rules, conditions, terms

...

[5] The rights and obligations of the policyholder of life trực tiếp bóng đá hôm nay euro contracts and health trực tiếp bóng đá hôm nay euro contracts

...

[6] The rights and obligations of the insurer, the branch of a foreign non-life insurer

...

[7] The trực tiếp bóng đá hôm nay euro period

- The trực tiếp bóng đá hôm nay euro period is calculated from the time the insurer or the branch of a foreign non-life insurer begins to provide trực tiếp bóng đá hôm nay euro coverage until the end of the trực tiếp bóng đá hôm nay euro period. This must be stipulated in the trực tiếp bóng đá hôm nay euro contract.

- For pension trực tiếp bóng đá hôm nay euro contracts, the premium accumulation period and the pension trực tiếp bóng đá hôm nay euro benefit period must be clearly stated.

[8] The effective date of the trực tiếp bóng đá hôm nay euro contract

...

[9] The trực tiếp bóng đá hôm nay euro premium amount and payment methods

...

[10] Payment of trực tiếp bóng đá hôm nay euro money

...

[11] Methods of dispute resolution

...

See the full content in Chapter 3 ofCircular 67/2023/TT-BTC(from Articles 9 to 19).