Incentive policies on social housing for officials lịch trực tiếp bóng đá hôm nay Vietnam

1. Entities eligible for incentive policies on social housing lịch trực tiếp bóng đá hôm nay Vietnam

Pursuant to the provisions of Article 49 of thelịch trực tiếp bóng đáentities eligible for incentive policies on social housing lịch trực tiếp bóng đá hôm nay Vietnam include:

- People with meritorious services to the Resolution prescribed lịch trực tiếp bóng đá hôm nay law on preferential treatment for people with meritorious services to the Resolution;

- Households living lịch trực tiếp bóng đá hôm nay poverty or near poverty lịch trực tiếp bóng đá hôm nay rural areas;

- Households that are often affected by natural disasters or climate changes lịch trực tiếp bóng đá hôm nay rural areas;

- Individuals living lịch trực tiếp bóng đá hôm nay low income, poverty or near poverty lịch trực tiếp bóng đá hôm nay the urban areas;

…

- Officials and civil servants prescribed lịch trực tiếp bóng đá hôm nay law on officials and civil servants;

…

Thus, public employees belong to the group who are entitled to incentive policies on social housing.

2. Requirements for eligibility for incentive policies on social housing

Pursuant to the provisions of Clause 1, Article 51 of Vietnam'slịch trực tiếp bóng, the requirements for eligibility for incentive policies on social housing include:

- They have not had any house under their homeownership, have not concluded any agreements on social housing purchase, lease, or lease purchase, have not benefited from any policy on housing or residential land support lịch trực tiếp bóng đá hôm nay any shape or form at the places where they live, study, or have houses under their homeownership, but the floor space per capita lịch trực tiếp bóng đá hôm nay the household is lower than the minimum space standard regulated by the Government lịch trực tiếp bóng đá hôm nay every period and every area;

- They are required to register permanent residence lịch trực tiếp bóng đá hôm nay the province where the social housing is located; if not, they are required to register temporary residence lịch trực tiếp bóng đá hôm nay that province for at least one year, except for cases prescribed lịch trực tiếp bóng đá hôm nay Clause 9 Article 49 of this Law;

- They are required to be not subject to regular income tax as prescribed lịch trực tiếp bóng đá hôm nay law on personal income tax; with respect to households living lịch trực tiếp bóng đá hôm nay poverty and near poverty, they must be subject to the households living lịch trực tiếp bóng đá hôm nay poverty and near poverty as prescribed lịch trực tiếp bóng đá hôm nay regulations of the Prime Minister.

Thus, public employees must be people who do not have a house under their ownership, have not been able to buy a house, residential land, etc., who do not have to pay regular income tax have enough grounds to enjoy the policy of borrowing capital to buy social housing.

3. Procedures on application for loans

According to the provisions of Article 11 ofThông tư 25/2015/TT-NHNN, the procedures on application for loans are as follows:

Appointed credit institutions shall provide detailed instructions on procedures on application for loans as follows:

- Borrowers should prepare and deliver applications for loans to appointed credit institutions as prescribed.

- Based on applications for loans delivered by borrowers, credit institutions shall carry out assessment and make decisions on loans as prescribed hereof.

Credit institutions shall make public announcement of maximum time limit for decisions to be made on loans. lịch trực tiếp bóng đá hôm nay case a loan is declined, credit institutions shall make a written notice to the borrower on request.

- Loans made by appointed credit institutions to borrowers shall be made lịch trực tiếp bóng đá hôm nay a contract. The contract should specify information on loans made by credit institutions according to applicable regulations.

Thus, when applying for a policy loan to buy social housing, officials will prepare and send the loan documents to the designated credit institution where they want to borrow the loan documents according to the instructions. After that, the credit institution will verify and review the officer's information lịch trực tiếp bóng đá hôm nay order to make a loan, if not, the loan term will be publicly listed by the credit institution.

4. Responsibilities of officials applying for loans

According to the provisions of Article 14 ofThông tư 25/2015/TT-NHNNon the responsibilities of customers, as follows:

- Provide adequate, authentic information lịch trực tiếp bóng đá hôm nay relation to loans and take responsibility for accuracy of such information;

- Use loans purposefully and comply with terms and conditions of the credit contract and other commitments;

- Pay principals and interests to the bank according to signed credit contract.

- Use the loan for intended purposes; fully repay the loan principal and interest lịch trực tiếp bóng đá hôm nay accordance with the concluded credit contract; fulfill the commitments lịch trực tiếp bóng đá hôm nay the credit contract and comply with relevant regulations of law.

Thus, similar to other forms of loan at credit institutions, officials applying for loans must also fully repay the principal and interest on time to the bank according to the signed credit contract. lịch trực tiếp bóng đá hôm nay addition, after receiving the loan, the employee must use the loan for the right purpose and strictly comply with the agreed contents lịch trực tiếp bóng đá hôm nay the credit contract and commitments.

Key word: social housing lịch trực tiếp bóng đá hôm nay Vietnam | incentive policies | incentive policies on social housing lịch trực tiếp bóng đá hôm nay Vietnam | lịch trực tiếp bóng đá hôm nay Vietnam |

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