vtv5 trực tiếp bóng đá hôm nayVietnam: Instructions on bank loan procedures for students in 2024

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In what cases can students get a loan at banks in Vietnam?

Bank loans for students are regulated in Article 2 ofQuyết định 157/2007/QĐ-TTg(amended by Clause 1, Article 1,vtv5 trực tiếp bóng đá hôm) as follows:

Students with difficult circumstances study at universities (or university equivalents), colleges, professional secondary schools, and established and operating vocational training establishments according to Vietnamese law, including:

(1) Students who are orphans of both parents or only one parent but vtv5 trực tiếp bóng đá hôm nay other parent is unable to work;

(2) Students are members of households belonging to one of vtv5 trực tiếp bóng đá hôm nay following categories:

+ Poor households according to vtv5 trực tiếp bóng đá hôm nay standards prescribed by law.

+ Near-poverty households according to vtv5 trực tiếp bóng đá hôm nay standards prescribed by law.

+ Households have an average standard of living according to vtv5 trực tiếp bóng đá hôm nay standards prescribed by law.

(3) Students whose families encounter financial difficulties due to accidents, illnesses, natural disasters, fires, and epidemics during vtv5 trực tiếp bóng đá hôm nay study period, there is confirmation from vtv5 trực tiếp bóng đá hôm nay People's Committee of vtv5 trực tiếp bóng đá hôm nay commune, ward, or town of residence.

Therefore, students are allowed to borrow capital from banks when facing difficult circumstances, according to vtv5 trực tiếp bóng đá hôm nay above regulations.

It should also be noted that according to Article 3 ofQuyết định 157/2007/QĐ-TTg, lending to students is carried out in vtv5 trực tiếp bóng đá hôm nay form of lending through households. vtv5 trực tiếp bóng đá hôm nay household representative is vtv5 trực tiếp bóng đá hôm nay person who directly borrows capital and is responsible for repaying vtv5 trực tiếp bóng đá hôm nay debt from vtv5 trực tiếp bóng đá hôm nay Bank for Social Policies;

In cases where students are orphans of both parents or only one parent but vtv5 trực tiếp bóng đá hôm nay other parent is unable to work, they will be able to borrow directly from vtv5 trực tiếp bóng đá hôm nay Social Policy Bank where vtv5 trực tiếp bóng đá hôm nay school resides.

Instructions on bank loan procedures for students in 2024 in Vietnam

According toHướng dẫn 2162A/NHCS-TD nămof vtv5 trực tiếp bóng đá hôm nay Bank for Social Policies (amended by Point a, Clause 3 ofCông văn 1485/NHCS-TDSV năm 2018), procedures for student loans at banks are carried out as follows:

- For households:

Step 1:Students write a loan application (form No. 01/TD) with school confirmation or admission notice and send it to vtv5 trực tiếp bóng đá hôm nay Savings and Loan Group;

Step 2:vtv5 trực tiếp bóng đá hôm nay Savings and Credit Group receives vtv5 trực tiếp bóng đá hôm nay loan application and conducts a meeting to review vtv5 trực tiếp bóng đá hôm nay loan, check vtv5 trực tiếp bóng đá hôm nay elements on vtv5 trực tiếp bóng đá hôm nay loan application, and compare vtv5 trực tiếp bóng đá hôm nay loan applicants with vtv5 trực tiếp bóng đá hôm nay Government's loan policy.

Form No. 01/TD:Download

In case vtv5 trực tiếp bóng đá hôm nay borrower is not yet a member of vtv5 trực tiếp bóng đá hôm nay Savings and Loan Group, vtv5 trực tiếp bóng đá hôm nay Savings and Loan Group in vtv5 trực tiếp bóng đá hôm nay currently operating village will organize vtv5 trực tiếp bóng đá hôm nay admission of additional members or establish a new Group if qualified. If there are only 1 to 4 new borrowers, additional members will be admitted to vtv5 trực tiếp bóng đá hôm nay old Team, even if vtv5 trực tiếp bóng đá hôm nay Team already has 50 members. Then prepare a List of households requesting loans from vtv5 trực tiếp bóng đá hôm nay Bank for Social Policies (form No. 03/TD), enclose vtv5 trực tiếp bóng đá hôm nay loan application, school confirmation, or admission notice, and submit it to vtv5 trực tiếp bóng đá hôm nay commune-level People's Committee for confirmation.

Step 3:After receiving confirmation from vtv5 trực tiếp bóng đá hôm nay Commune People's Committee, vtv5 trực tiếp bóng đá hôm nay Savings and Loan Team sends vtv5 trực tiếp bóng đá hôm nay loan application file to vtv5 trực tiếp bóng đá hôm nay Social Policy Bank for loan approval procedures;

Step 4:vtv5 trực tiếp bóng đá hôm nay Social Policy Bank is responsible for approving vtv5 trực tiếp bóng đá hôm nay loan application and preparing a notification of loan approval results (form No. 04/TD) to vtv5 trực tiếp bóng đá hôm nay commune-level People's Committee;

Step 5:vtv5 trực tiếp bóng đá hôm nay commune-level People's Committee notifies vtv5 trực tiếp bóng đá hôm nay commune-level socio-political organization (vtv5 trực tiếp bóng đá hôm nay unit entrusted with vtv5 trực tiếp bóng đá hôm nay loan) and vtv5 trực tiếp bóng đá hôm nay Savings and Credit Group to notify vtv5 trực tiếp bóng đá hôm nay borrower to come to vtv5 trực tiếp bóng đá hôm nay transaction point in vtv5 trực tiếp bóng đá hôm nay commune or vtv5 trực tiếp bóng đá hôm nay headquarters of VBSP where vtv5 trực tiếp bóng đá hôm nay loan is granted to receive loans.

- For students who borrow directly from vtv5 trực tiếp bóng đá hôm nay Social Policy Bank:

Step 1:Submitting a loan application to vtv5 trực tiếp bóng đá hôm nay Social Policy Bank where vtv5 trực tiếp bóng đá hôm nay school is located, including vtv5 trực tiếp bóng đá hôm nay loan application cum debt agreement (form No. 01/TD) and vtv5 trực tiếp bóng đá hôm nay school's confirmation (original) or Admission Notice (original or notarized photocopy);

Step 2: After receiving vtv5 trực tiếp bóng đá hôm nay dossier, vtv5 trực tiếp bóng đá hôm nay Bank for Social Policies considers lending, debt collection (principal, interest) and other contents according to regulations.

Key word: loans | in Vietnam | students | Social Policy Bank |

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